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A recent statistics carried out by Kenya Credit Bureaus has revealed that over 20 million Kenyans are mobile loan borrowers.

Getting personal loans online in Kenya is now faster and easier than getting a traditional bank loan thanks to the introduction of Mobile Banking.

If you are in a fix and need of a loan, the following mobile platforms are the best for an instant loan in Kenya;

  • Mshwari

Mshwari is a Mobile banking service offered through M-Pesa in partnership with the Commercial Bank of Africa (CBA).

The minimum loan amount that can you can borrow is Ksh 100, and the maximum loan limit is unknown.

  • KCB M-Pesa

KCB Mpesa is a partnership between the Kenya Commercial Bank (KCB) with Mpesa through Safaricom.

  • OKOA Stima.

This was founded by Kenya Power in partnership with Safaricom in 2015. It helps when you don’t have the cash to purchase electricity.

  • Tala 

This is the first instant mobile loan application launched in 2014 as Mkopo Rahisi and later rebranded to Tala. It only requires one to have a smartphone and a clean Mpesa record to access their loan.

  • Stawi loan app

This is among the latest loan apps in Kenya introduced by the Kenyan Government in partnership with CBA. Stawi loan app targets small and medium micro-enterprises in the Jua Kali sector.

  • Zenka Loan App

It is among the latest loan app in Kenya. When you download the app you immediately qualify for 2000 shillings.  


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